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We have two Hire Purchase variable rate products for you to choose from, they are:-
Equalised:
With our Equalised variable rate plan you pay fixed repayments throughout the life of the agreement . Then we’ll regularly review any fluctuations in the interest rates during your agreement period. If we find that the rates have reduced over the period then we’ll make a refund to your account, however , if they've increased over the period then we’ll raise an appropriate charge.
Or
Balance Plan:
With our Balance Plan facility, capital payments are collected on a different frequency from the interest payments, i.e. capital monthly and interest quarterly.
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